November 25

รีวิว The Quick Guide on Business Loans: What You Must Know Before Talking to a Bank




ใบหุ้น - นี่คือมาดาของเงินออกทุนรวดในขณะที่คุณลงทุนเงินของคุณว่าด้วยหุ้นที่มีการเสี่ยงสูงที่เคลื่อนคลาดกันตามมูลค่าของหุ้นในตลาดหุ้น ไม่มีการการันตีว่าคุณจะได้รับเงินแต่ของคุณไม่เป็น แต่ยังมีโอกาสในการหาได้ผลได้มากถ้าหุ้นกระทำล้ำ การลงทุนในหุ้นก็คือคุณจะเป็นผู้ถือหุ้นใน หุ้นส่วน และ ups และดาวน์ในการกระทำหุ้นโดยตรงจะส่งผลกระทบต่อการลงทุนของคุณ ฉะนั้นหากคุณจริงๆขมีขมันในการตอบคำถามที่ว่า "ฉันจะสละให้เงินกับเงิน" แล้วคุณจะต้องวางพนันขันต่อของคุณในใบถือหุ้นที่จะทำให้มันมีขนาดมหึมา



The Quick Guide on Business Loans: What You Must Know Before Talking to a Bank Description

With businesses on the receiving end of much closer financial scrutiny than before, many struggle to get their hands on finance. Banks, with less money available to lend, are forced to choose which business propositions meet their tighter risk criteria. In the current back-to-basics era, a compelling business case for finance is now a ‘must have’ before meeting a bank. This book is an essential guide to what any business must know before talking to their bank about finance in these changing times.
In this book you will discover: what kind of businesses banks actually like to lend to; how much finance you should ask for; how a bank decides on your credit rating; why banks don’t just lend the money because you offer security; what a bank is really interested in knowing about your business; what ROE is and why it matters; how many business forecasts you should show your bank; how many banking relationships your business should have; what sensitivity analysis is and why you need to know; and a whole lot more!
David Sparks worked in business banking for over twenty years in the UK, Eastern Europe and the Middle East. Subsequently he established a successful training and consulting business with a particular focus on teaching bank managers how to evaluate business customers for credit. In The Quick Guide on Business Loans, David Sparks reveals the mindset of a commercial bank manager when assessing a business for credit.
“If finance is not your thing, then this book is for you! In less than 90 minutes, you’ll be up to speed on what matters and what’s needed to make a persuasive case for finance for your business.An excellent straight- talking read; I defy anyone to go through this book and not come away with a ‘to do’ list that will improve their business case for finance.” Joe Browne, Executive Chairman, SRXGlobal, Sydney, Australia.
“I think we all know this stuff but never think about it from the banks perspective. We still deliver our business plans and wonder why banks don’t seem to get it! A well written, informative guide to how the guys with the money think and what we as entrepreneurs need to focus on when looking for funding.” Ian Searle, Managing Director, Talkis Limited, West Sussex, UK.
“As a first time successful owner of an SME for three and a half years this book is like reading déjà vu. A great reference guide on understanding how to analyse your business model, develop a persuasive case for finance and ensure success in securing funds for business growth in a new financial era.” Steve Satherley, Owner, S & K Liquor, Wellington, New Zealand.
“If you want to have a meaningful conversation about finance with your bank, you need to talk their language. Take the time out to read this book and you’ll be well equipped to have that conversation. A must-read for any business preparing its case for finance before meeting with their bank.” Julio de Quesada, Independent Financial Services Professional; formerly Executive Vice President and Country Head, Citibank Mexico.
“An excellent roadmap for any business on how to develop and maintain an empathic relationship with its bank….written in a style which is easy to understand and offers valuable insights into the mindset of lending institutions.” Eamonn Fitzgerald, Chief Executive, Hermitage Medical Clinic, Dublin, Ireland.


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Posted November 25, 2016 by admin in category "Loan